INSURANCE

Your all-in-one contract

easyPROTECT groups all of your main insurances in a single contract. You have a clear and precise overview of your insurance cover, whether for your home, your third party liability or your private cars. easyPROTECT also provides accident cover.

In addition, you benefit from numerous unique advantages and services which go beyond traditional insurance.

Learn more : www.lalux.lu

Learn more : www.lalux.lu

• Health Insurance
• Accident Insurance
• Life Insurance
• Pension insurance
• Supplementary pension
• Construction insurance
• Travel Insurance
• All-risk insurance

Learn more : www.lalux.lu

Whether you run a large enterprise or an SME, an auto repair garage, a medical practice, a family hotel or a farm, we offer solutions that are customised to meet your specific needs.

easyPROTECT PRO is the ideal solution for your professional activity! You can bring all your main insurance items together under the umbrella of one policy. We help you with personalised advice with your various insurance and pension questions. Your business, your goods and your person are protected against the damages and risks and their consequences.

Learn more : www.lalux.lu

Construction insurances for real estate professionals

New construction in mind? Choose optimal safety for your building project during the construction period and beyond.

• “All risk construction” insurance
  This formula offers all of the interested parties (principal developer, contractor, architect, engineer, promoter…) effective financial protection. It covers all personnel on site, i.e. the contractor and subcontractors, the various professionals and the principal developer during the construction period.
• “Ten-year Civil Liability” insurance
  Architects, developers, engineers, consultants and promoters are all subject under the Civil Code to biennial and ten-year guarantees. But who intervenes if problems arise and the party responsible cannot fulfil his/her obligations or, even worse, is going bankrupt?Our objective is to provide you with insurance, support and protection.

Retain and motivate your employees with lalux-Staff protect

Are you looking for for a high-performance supplementary pension scheme (SPS) for your personnel? lalux-Staff Protect is the ideal professional pension plan formula. Our experts in “SPS Insurance” will guide you and propose solutions that are specially adapted to your business

The benefits for your employee:

• additional protection in the event of death or invalidity
• a significant supplement on retirement
• an interesting alternative to a salary increase
• no national insurance payments on the premiums
• interesting tax opportunities
• possibility of tax deductible personal payments

The benefits for your business:

• security for the workforce
• extra guidance for payments
• a motivational tool that promotes staff loyalty
• attractive tax scheme
• strong argument for recruitment
• no national insurance payments on the premiums
• tax deductible

Are you a freelancer or self-employed? The risks you face on a daily basis are diverse and numerous.

With lalux – Safe Future we offer you a tailor-made insurance solution that secures your future and allows you to benefit from the new tax advantages granted by the extension of the law on supplementary pension schemes to freelancers and self-employed :

Advantages for freelancers :

• Extra income for your retirement
• Customised formulas (retirement, risks and options)
• 100% digital subscription: fast & simple
• Premium paid directly by the independent
• Tax-deductible retirement premium
• Net benefit in Luxembourg
• Free choice of contributions
• Free choice of investment structure